/* Loan program document checklists — builds on styles.css tokens */
.cl-header{background:var(--midnight);color:var(--ivory);border-bottom:1px solid var(--line-dark);position:sticky;top:0;z-index:40}
.cl-header-inner{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:84px}
.cl-header-links{display:flex;align-items:center;gap:26px;font-size:13px;letter-spacing:.14em;text-transform:uppercase}
.cl-header-links a:not(.button):hover{color:var(--champagne)}
.cl-header-links .button{min-height:46px;padding:12px 20px;font-size:12px}

.cl-hero{position:relative;overflow:hidden;isolation:isolate;background:var(--midnight);color:var(--ivory);padding:clamp(90px,11vw,150px) 0}
.cl-hero-photo{position:absolute;inset:0;z-index:-1}
.cl-hero-photo img{width:100%;height:100%;object-fit:cover;animation:kenburns 26s ease-out both}
.cl-hero-photo:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(13,14,16,.94) 25%,rgba(13,14,16,.6) 70%,rgba(13,14,16,.45))}
.cl-hero .eyebrow{color:var(--champagne)}
.cl-hero h1{font-size:clamp(52px,6.6vw,96px);font-weight:300;line-height:1;margin-top:22px;max-width:760px}
.cl-hero h1 em{color:var(--champagne)}
.cl-hero-actions{display:flex;flex-wrap:wrap;align-items:center;gap:18px 30px;margin-top:36px}
.cl-hero-actions .icon{width:18px;height:18px}
.cl-hero-inner>p:not(.eyebrow){margin-top:24px;max-width:600px;font-size:18px;font-weight:300;color:rgba(243,243,241,.86)}

.cl-toolbar{display:flex;justify-content:space-between;align-items:flex-end;gap:24px;flex-wrap:wrap;margin-bottom:36px}
.cl-filters{display:flex;flex-wrap:wrap;gap:8px}
.cl-chip{padding:10px 16px;border:1px solid var(--line);background:#fff;font-size:12px;font-weight:500;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);transition:all .25s var(--ease)}
.cl-chip:hover{border-color:var(--gold);color:var(--ink)}
.cl-chip[aria-pressed=true]{background:var(--midnight);border-color:var(--midnight);color:var(--ivory)}

.cl-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px;list-style:none;margin:0;padding:0}
.cl-tile-wrap[hidden]{display:none}
.cl-tile{position:relative;display:flex;flex-direction:column;width:100%;height:100%;min-height:250px;text-align:left;padding:28px 26px 24px;background:#fff;border:1px solid var(--line);box-shadow:0 1px 0 rgba(13,14,16,.02);transition:transform .45s var(--ease),box-shadow .45s var(--ease),border-color .45s var(--ease);overflow:hidden}
.cl-tile:before{content:"";position:absolute;left:0;top:0;height:3px;width:0;background:linear-gradient(90deg,var(--gold),var(--champagne));transition:width .5s var(--ease)}
.cl-tile:hover,.cl-tile:focus-visible{transform:translateY(-6px);box-shadow:0 30px 60px rgba(13,14,16,.12);border-color:var(--champagne)}
.cl-tile:hover:before,.cl-tile:focus-visible:before{width:100%}
.cl-tile-top{display:flex;align-items:center;gap:12px}
.cl-icon{width:30px;height:30px;stroke:var(--gold);stroke-width:1.2;fill:none;stroke-linecap:round;stroke-linejoin:round;flex-shrink:0}
.cl-cat{font-size:12px;letter-spacing:.16em;text-transform:uppercase;color:var(--muted);line-height:1.4}
.cl-title{font-family:var(--serif);font-size:30px;line-height:1.1;margin-top:26px;color:var(--ink)}
.cl-label{font-size:14px;color:var(--gold);margin-top:6px}
.cl-foot{display:flex;justify-content:space-between;align-items:center;margin-top:auto;padding-top:22px;border-top:1px solid var(--line);font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:var(--muted)}
.cl-open{display:inline-flex;align-items:center;gap:8px;color:var(--ink);font-weight:500}
.cl-open .icon{width:16px;height:16px;transition:transform .35s var(--ease)}
.cl-tile:hover .cl-open .icon{transform:translateX(4px)}

.cl-tips{display:grid;grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr);gap:40px;margin-top:64px;padding:44px;background:var(--midnight);color:var(--ivory)}
.cl-tips .eyebrow{color:var(--champagne)}
.cl-tips h3{font-size:clamp(30px,3vw,40px);font-weight:300;margin-top:12px}
.cl-tips ul{list-style:none;margin:0;padding:0;display:grid;gap:16px}
.cl-tips li{font-size:15.5px;color:rgba(243,243,241,.82);padding-left:22px;position:relative;line-height:1.6}
.cl-tips li:before{content:"";position:absolute;left:0;top:10px;width:8px;height:8px;border:1px solid var(--champagne);transform:rotate(45deg)}
.cl-tips strong{color:var(--ivory);font-weight:500}
.cl-disclaimer{margin-top:28px}

/* Dialog */
.cl-dialog{width:min(760px,calc(100% - 24px));max-height:calc(100dvh - 32px);padding:0;border:0;background:var(--paper);color:var(--ink);box-shadow:0 50px 120px rgba(3,3,4,.5)}
.cl-dialog::backdrop{background:rgba(3,3,4,.72);backdrop-filter:blur(4px);-webkit-backdrop-filter:blur(4px)}
.cl-dialog[open]{display:flex;flex-direction:column;animation:clIn .35s var(--ease)}
@keyframes clIn{from{opacity:0;transform:translateY(16px) scale(.98)}to{opacity:1;transform:none}}
.cl-d-head{display:flex;justify-content:space-between;gap:20px;padding:32px 36px 20px;background:var(--midnight);color:var(--ivory)}
.cl-d-head .eyebrow{color:var(--champagne)}
.cl-d-head h2{font-size:clamp(34px,4vw,46px);margin-top:6px}
.cl-d-head p:not(.eyebrow){margin-top:8px;font-size:15px;color:rgba(243,243,241,.8);font-weight:300;max-width:560px}
.cl-d-close{width:44px;height:44px;flex-shrink:0;display:grid;place-items:center;border:1px solid var(--line-dark);color:var(--ivory)}
.cl-d-close:hover{border-color:var(--champagne)}
.cl-d-progress{display:flex;align-items:center;gap:16px;padding:14px 36px;background:var(--navy);color:var(--ivory)}
.cl-d-bar{flex:1;height:4px;background:rgba(243,243,241,.18)}
.cl-d-bar span{display:block;height:100%;width:0;background:var(--champagne);transition:width .4s var(--ease)}
.cl-d-progress p{font-size:12px;letter-spacing:.14em;text-transform:uppercase;white-space:nowrap}
.cl-d-body{overflow-y:auto;padding:12px 36px 8px;flex:1}
.cl-group{padding:18px 0;border-bottom:1px solid var(--line)}
.cl-group:last-child{border-bottom:0}
.cl-group h3{font-family:var(--sans);font-size:12px;font-weight:500;letter-spacing:.2em;text-transform:uppercase;color:var(--gold);margin-bottom:8px}
.cl-item{display:grid;grid-template-columns:24px 1fr;gap:14px;align-items:start;padding:10px 0;cursor:pointer}
.cl-item input{appearance:none;-webkit-appearance:none;width:22px;height:22px;border:1.5px solid #a3a8ae;background:#fff;margin:2px 0 0;display:grid;place-items:center;cursor:pointer;transition:all .2s var(--ease)}
.cl-item input:checked{background:var(--gold);border-color:var(--gold)}
.cl-item input:checked:after{content:"";width:6px;height:11px;border:solid #fff;border-width:0 2px 2px 0;transform:rotate(45deg) translate(-1px,-1px)}
.cl-item input:focus-visible{outline:2px solid var(--gold);outline-offset:2px}
.cl-item strong{display:block;font-weight:500;font-size:16px;line-height:1.4}
.cl-item small{display:block;font-size:14px;color:var(--muted);line-height:1.5;margin-top:2px}
.cl-item:has(input:checked) strong{color:var(--muted);text-decoration:line-through;text-decoration-color:rgba(92,97,105,.5)}
.cl-d-actions{display:flex;flex-wrap:wrap;align-items:center;gap:14px 20px;padding:20px 36px;border-top:1px solid var(--line);background:#fff}
.cl-d-actions .button{min-height:50px;padding:12px 20px;font-size:12px}
.cl-d-note{padding:0 36px 20px;background:#fff}

.cl-footer{background:#08090b;color:var(--muted-light);padding:34px 0;font-size:13px;line-height:1.7}
.cl-footer p+p{margin-top:8px}
.cl-footer a{color:var(--champagne)}

@media (max-width:1100px){.cl-grid{grid-template-columns:repeat(3,minmax(0,1fr))}}
@media (max-width:860px){.cl-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.cl-tips{grid-template-columns:1fr;padding:32px}}
@media (max-width:640px){
  .cl-header-links{display:none}
  .cl-hero-actions{flex-direction:column;align-items:stretch}
  .cl-hero-actions .button{justify-content:space-between}
  .cl-grid{grid-template-columns:minmax(0,1fr)}
  .cl-tile{min-height:0}
  .cl-dialog{width:100%;max-width:none;max-height:100dvh;height:100dvh;margin:0}
  .cl-d-head,.cl-d-body,.cl-d-actions,.cl-d-progress,.cl-d-note{padding-left:20px;padding-right:20px}
  .cl-d-actions .button{flex:1 1 100%}
}
@media (prefers-reduced-motion:reduce){.cl-dialog[open],.cl-hero-photo img{animation:none}}

/* Print just the open checklist */
@media print{
  body.cl-printing>*:not(.cl-dialog){display:none!important}
  body.cl-printing .cl-dialog{position:static;display:block;width:100%;max-height:none;box-shadow:none}
  body.cl-printing .cl-d-close,body.cl-printing .cl-d-actions,body.cl-printing .cl-d-progress{display:none!important}
  body.cl-printing .cl-d-head{background:#fff;color:#000;padding:0 0 12px;border-bottom:2px solid #0d0e10}
  body.cl-printing .cl-d-head p{color:#333}
  body.cl-printing .cl-d-body{overflow:visible;padding:0}
  body.cl-printing .cl-item input{border-color:#000}
}