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Mortgage document checklists
Know exactly what to gather.
Choose your loan program to see the documents lenders typically ask for. Check items off as you go, print it or save it as a PDF, then upload everything securely in one place.
First-time, DPA & VA Conventional Low down payment options First-time, DPA & VA FHA Flexible qualifying First-time, DPA & VA VA home loans Military & veterans First-time, DPA & VA VA IRRRL VA streamline refinance First-time, DPA & VA Down payment assistance A helping hand Luxury & jumbo Jumbo financing Luxury residences Luxury & jumbo Interest-only Cash-flow flexibility Luxury & jumbo Second & vacation homes A place to retreat Luxury & jumbo Custom & new construction Built around you Business owners Bank statement loans For business owners Business owners Profit & loss programs For the self-employed Business owners Asset-based qualification For significant liquidity Business owners Foreign national Global clients Investors & refinance DSCR rental loans Cash-flow qualified Investors & refinance Bridge & hard money Speed & flexibility Investors & refinance Cash-out refinance Turn equity into cash Investors & refinance HELOC Home equity line of credit Investors & refinance Rate & term refinance A fresh look
Before you start
A few habits that keep files moving.
Send every page. Lenders need complete statements — including the pages that say "this page intentionally left blank."Keep new credit on hold. Avoid opening cards, financing furniture or changing jobs until after closing, unless we talk first.Leave a paper trail. Large deposits should be easy to source. Avoid moving cash around without a record.Clear photos are fine. Phone photos work as long as every edge and number is readable.
These checklists are general guides. Every lender and scenario is different, and additional or different documents may be requested during underwriting. This is not a commitment to lend. Rick Anthony, NMLS #2436255. Barrett Financial Group, L.L.C., NMLS #181106. Equal Housing Opportunity.
A general guide — your lender may request additional or different items. For your privacy, checkmarks aren't saved.
